It depends on your individual financial situation and goals. Paying off your mortgage before retiring can provide peace of mind, but it's essential to consider other factors like interest rates and retirement savings.

Building an emergency fund and prioritizing health insurance coverage are crucial. Adjust your retirement savings plan to accommodate unexpected health expenses while balancing debt repayment.

Absolutely, maximizing contributions to your employer's retirement plan, especially if there's a matching contribution, can significantly boost your retirement savings over time.

Consider incorporating long-term care insurance and estate planning into your strategy. Discuss options with your financial advisor to ensure your financial goals align with supporting your aging parents.